Citi Premier
Travel + dining + groceries combined — broader 3x than Sapphire Preferred.
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5-year value calculator
How much Citi Premier actually pays you over time, net of annual fees.
Includes 40% in this card's boost category, 60% general spend.
Estimates use the card's published rates and a 40/60 boost-vs-general split. Real returns vary with how tightly your spend matches each card's boost categories.
Reward rates
What you earn back, by category.
60,000 ThankYou points after $4,000 in 3 months
What you get
- 3x ThankYou points on travel (incl. gas)
- 3x on dining
- 3x on supermarkets
- Transferable to 16 airline partners
- $100 annual hotel credit
- No foreign transaction fees
Eligibility
These are guidelines, not hard cutoffs. Banks frequently approve below the listed income if your credit is healthy.
Best SaaS to pay with the Citi Premier
The SaaS subscriptions where Citi Premier earns the most for you — ranked by net annual savings vs a default 3.5%-forex retail card. If your stack covers all six, the modelled savings stack to ≈ ₹1,21,635/yr.
Greenhouse
Citi Premier pays 1% rewards on Greenhouse.
Drift
Citi Premier pays 1% rewards on Drift.
Vanta
Citi Premier pays 1% rewards on Vanta.
Drata
Citi Premier pays 1% rewards on Drata.
WorkOS
Citi Premier pays 1% rewards on WorkOS.
dbt
Citi Premier pays 1% rewards on dbt.
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