Head-to-head · 🇺🇸 United States

Citi AAdvantage Platinum Select vs Discover It Miles

Side-by-side comparison across fees, rewards, welcome bonuses, and eligibility.

US
Citi
Citi AAdvantage Platinum Select
Wins 1 of 10
US
Discover
Discover It Miles
Discover
Wins 4 of 10
Verdict

Discover It Miles wins 4-1. No-fee flat travel earn — first-year doubled effectively makes it 3x. Citi AAdvantage Platinum Select is still the right call if american airlines loyalists — free checked bag + boarding..

Side-by-side

CriterionCiti AAdvantage Platinum SelectDiscover It Miles
Annual fee
·
$99
No annual fee
Joining fee
=
None
=
None
Top reward rate
2% (travel)
·
1.5% (general)
Base reward rate
·
1%
1.5%
Forex markup
=
No FX fee
=
No FX fee
Welcome bonus
=
50,000 AA miles after $2,500 spend in 3 months
=
Discover doubles all miles earned in your first year (Mile Match)
Fee waiver threshold
=
No waiver
=
N/A (no fee)
Min income
=
=
Min credit score
·
700
670
Editorial rating
·
4/5
4.4/5

Benefits compared

Citi AAdvantage Platinum Select

  • 2x miles on American Airlines + dining + gas
  • 1x on everything else
  • Free first checked bag for cardholder + 4 companions
  • Preferred boarding
  • Annual fee waived first year

Discover It Miles

  • 1.5x miles on every purchase
  • Discover Mile Match: doubles all miles earned in year 1
  • Redeem against any travel purchase
  • No annual fee, no foreign transaction fees
  • Free FICO score

FAQ

Citi AAdvantage Platinum Select vs Discover It Miles: which is better?

Discover It Miles wins on more dimensions (4 vs 1). But the right answer depends on your specific spending pattern — see the calculator below.

Can I get both?

Yes — if your credit profile supports it, holding both is the optimal play. Use Citi AAdvantage Platinum Select for its best categories, Discover It Miles for its best categories. Just watch the combined annual fees against your spend.

Which one has the better welcome bonus?

Citi AAdvantage Platinum Select: 50,000 AA miles after $2,500 spend in 3 months. Discover It Miles: Discover doubles all miles earned in your first year (Mile Match).