Chase Ink Business Preferred vs Marriott Bonvoy Brilliant
Side-by-side comparison across fees, rewards, welcome bonuses, and eligibility.
EXPRESS
Chase Ink Business Preferred wins 3-2. US-incorporated startups — best welcome bonus in the business-card space. Marriott Bonvoy Brilliant is still the right call if frequent marriott guests — platinum status from spend, free annual night..
Side-by-side
| Criterion | Chase Ink Business Preferred | Marriott Bonvoy Brilliant |
|---|---|---|
| Annual fee | $95 | · $650 |
| Joining fee | = None | = None |
| Top reward rate | · 3% (travel) | 6% (travel) |
| Base reward rate | · 1% | 2% |
| Forex markup | = No FX fee | = No FX fee |
| Welcome bonus | = 90,000 points after $8,000 spend in first 3 months (~$1,125 in travel) | = 95,000 Bonvoy points after $6,000 spend in 6 months |
| Fee waiver threshold | = No waiver | = No waiver |
| Min income | = — | = — |
| Min credit score | 700 | · 720 |
| Editorial rating | 4.7/5 | · 4.5/5 |
Benefits compared
Chase Ink Business Preferred
- 3x points on travel + shipping + advertising + telecom (first $150K/year)
- 1x on everything else
- No foreign transaction fees
- Cell phone protection up to $1,000/claim
- Transferable to airline + hotel partners 1:1
- Employee cards at no cost
Marriott Bonvoy Brilliant
- 6x Marriott Bonvoy points at Marriott properties
- 3x at restaurants + flights direct
- 2x on everything else
- Marriott Bonvoy Platinum Elite status (with $25K spend)
- 85K-point Free Night Award annually
- $300 dining credit + $25 monthly Marriott credit
FAQ
›Chase Ink Business Preferred vs Marriott Bonvoy Brilliant: which is better?
Chase Ink Business Preferred wins on more dimensions (3 vs 2). But the right answer depends on your specific spending pattern — see the calculator below.
›Can I get both?
Yes — if your credit profile supports it, holding both is the optimal play. Use Chase Ink Business Preferred for its best categories, Marriott Bonvoy Brilliant for its best categories. Just watch the combined annual fees against your spend.
›Which one has the better welcome bonus?
Chase Ink Business Preferred: 90,000 points after $8,000 spend in first 3 months (~$1,125 in travel). Marriott Bonvoy Brilliant: 95,000 Bonvoy points after $6,000 spend in 6 months.