MMatchYourSaaS
Head-to-head · 🇺🇸 United States

Capital One Savor vs Capital One Quicksilver

Side-by-side comparison across fees, rewards, welcome bonuses, and eligibility.

US
Capital One
Capital One Savor
Wins 1 of 10
US
Capital One
Capital One Quicksilver
VISA
Wins 1 of 10
Verdict

It's a true tie — neither dominates. Pick the one whose boost categories match where you actually spend.

Side-by-side

CriterionCapital One SavorCapital One Quicksilver
Annual fee
=
No annual fee
=
No annual fee
Joining fee
=
None
=
None
Top reward rate
3% (dining)
·
1.5% (general)
Base reward rate
·
1%
1.5%
Forex markup
=
No FX fee
=
No FX fee
Welcome bonus
=
$200 cash bonus after $500 spend in first 3 months
=
$200 cashback after $500 in first 3 months
Fee waiver threshold
=
N/A (no fee)
=
N/A (no fee)
Min income
=
—
=
—
Min credit score
=
670
=
670
Editorial rating
=
4.4/5
=
4.4/5
Apply for Capital One Savor Apply for Capital One Quicksilver

Benefits compared

Capital One Savor

  • 3% cashback on dining and food delivery
  • 3% on entertainment (concerts, sports, streaming)
  • 3% on grocery stores (excludes Walmart, Target)
  • 1% on everything else
  • No annual fee, no foreign transaction fees
  • 8% on Capital One Entertainment bookings

Capital One Quicksilver

  • 1.5% cashback on every purchase
  • 5% on hotels and rental cars via Capital One Travel
  • No foreign transaction fees
  • No annual fee
  • 0% intro APR for 15 months

FAQ

›Capital One Savor vs Capital One Quicksilver: which is better?

It's a true tie — pick the one whose boost categories match your spend. Capital One Savor wins on 1 criteria, Capital One Quicksilver on 1.

›Can I get both?

Yes — if your credit profile supports it, holding both is the optimal play. Use Capital One Savor for its best categories, Capital One Quicksilver for its best categories. Just watch the combined annual fees against your spend.

›Which one has the better welcome bonus?

Capital One Savor: $200 cash bonus after $500 spend in first 3 months. Capital One Quicksilver: $200 cashback after $500 in first 3 months.