Axis Magnus vs HDFC Infinia (Metal)
Side-by-side comparison across fees, rewards, welcome bonuses, and eligibility.
HDFC Infinia (Metal) wins 4-3. Top-tier travelers — invitation-only, the apex of HDFC reward redemption. Axis Magnus is still the right call if high-spenders post-2024 devaluation — still solid for ₹2l+/month travel..
Side-by-side
| Criterion | Axis Magnus | HDFC Infinia (Metal) |
|---|---|---|
| Annual fee | = ₹12,500 | = ₹12,500 |
| Joining fee | = ₹12,500 | = ₹12,500 |
| Top reward rate | · 12% (travel) | 33% (travel) |
| Base reward rate | 4.8% | · 3.3% |
| Forex markup | · 2% | 1.99% |
| Welcome bonus | = 12,500 EDGE Reward Points + ₹10,000 Tata CLiQ voucher | = 12,500 reward points (offsets joining fee 1:1) |
| Fee waiver threshold | · ₹2,500,000 / yr | ₹1,000,000 / yr |
| Min income | ₹1,800,000 | · ₹4,000,000 |
| Min credit score | 780 | · 800 |
| Editorial rating | · 4.3/5 | 4.9/5 |
Benefits compared
Axis Magnus
- 12 EDGE points per ₹200 on travel via TravelEdge portal
- 4.8 EDGE points per ₹200 on general spend
- Unlimited international + domestic lounge access (Priority Pass)
- Buy 1 get 1 BookMyShow tickets monthly (capped 5)
- Annual ₹10,000 milestone vouchers from Tata CLiQ
- Concierge 24x7 + golf 4x/month
HDFC Infinia (Metal)
- Unlimited international + domestic lounge access (self + guest)
- 10x reward points on SmartBuy partners
- Free annual Club Marriott + Club Vistara Gold
- Concierge 24x7
- 2% forex markup
FAQ
›Axis Magnus vs HDFC Infinia (Metal): which is better?
HDFC Infinia (Metal) wins on more dimensions (4 vs 3). But the right answer depends on your specific spending pattern — see the calculator below.
›Can I get both?
Yes — if your credit profile supports it, holding both is the optimal play. Use Axis Magnus for its best categories, HDFC Infinia (Metal) for its best categories. Just watch the combined annual fees against your spend.
›Which one has the better welcome bonus?
Axis Magnus: 12,500 EDGE Reward Points + ₹10,000 Tata CLiQ voucher. HDFC Infinia (Metal): 12,500 reward points (offsets joining fee 1:1).