Axis Magnus vs Axis Atlas
Side-by-side comparison across fees, rewards, welcome bonuses, and eligibility.
Axis Atlas wins 6-3. Travel-heavy spenders who transfer to airline partners (Vistara, Singapore Airlines, etc.) Axis Magnus is still the right call if high-spenders post-2024 devaluation — still solid for ₹2l+/month travel..
Side-by-side
| Criterion | Axis Magnus | Axis Atlas |
|---|---|---|
| Annual fee | · ₹12,500 | ₹5,000 |
| Joining fee | · ₹12,500 | ₹5,000 |
| Top reward rate | 12% (travel) | · 10% (travel) |
| Base reward rate | 4.8% | · 2% |
| Forex markup | 2% | · 3.5% |
| Welcome bonus | = 12,500 EDGE Reward Points + ₹10,000 Tata CLiQ voucher | = 5,000 EDGE Miles on joining |
| Fee waiver threshold | · ₹2,500,000 / yr | ₹750,000 / yr |
| Min income | · ₹1,800,000 | ₹800,000 |
| Min credit score | · 780 | 770 |
| Editorial rating | · 4.3/5 | 4.7/5 |
Benefits compared
Axis Magnus
- 12 EDGE points per ₹200 on travel via TravelEdge portal
- 4.8 EDGE points per ₹200 on general spend
- Unlimited international + domestic lounge access (Priority Pass)
- Buy 1 get 1 BookMyShow tickets monthly (capped 5)
- Annual ₹10,000 milestone vouchers from Tata CLiQ
- Concierge 24x7 + golf 4x/month
Axis Atlas
- 5x EDGE Miles per ₹100 on travel (5x cap above standard rate)
- 2 EDGE Miles per ₹100 on everything else
- 8 international + 8 domestic lounge visits/year
- Transferable to 20+ airline + hotel partners (1:2 ratio)
- 3.5% forex markup (high — pair with Diners for international)
FAQ
›Axis Magnus vs Axis Atlas: which is better?
Axis Atlas wins on more dimensions (6 vs 3). But the right answer depends on your specific spending pattern — see the calculator below.
›Can I get both?
Yes — if your credit profile supports it, holding both is the optimal play. Use Axis Magnus for its best categories, Axis Atlas for its best categories. Just watch the combined annual fees against your spend.
›Which one has the better welcome bonus?
Axis Magnus: 12,500 EDGE Reward Points + ₹10,000 Tata CLiQ voucher. Axis Atlas: 5,000 EDGE Miles on joining.