Axis Burgundy Private vs AU Bank LIT
Side-by-side comparison across fees, rewards, welcome bonuses, and eligibility.
Axis Burgundy Private wins 4-2. Private-banking-tied super-premium — fee waived with banking AUM. AU Bank LIT is still the right call if india's first customizable card — choose your perks each month..
Side-by-side
| Criterion | Axis Burgundy Private | AU Bank LIT |
|---|---|---|
| Annual fee | = No annual fee | = No annual fee |
| Joining fee | = None | = None |
| Top reward rate | 5% (general) | · 1% (general) |
| Base reward rate | 5% | · 1% |
| Forex markup | No FX fee | · 1.99% |
| Welcome bonus | = Burgundy Private banking relationship + 50K points | = Customizable card features (toggle benefits on/off) |
| Fee waiver threshold | = N/A (no fee) | = N/A (no fee) |
| Min income | · ₹10,000,000 | ₹300,000 |
| Min credit score | · 800 | 730 |
| Editorial rating | 4.6/5 | · 4.3/5 |
Benefits compared
Axis Burgundy Private
- 5 EDGE points per ₹100
- Unlimited international + domestic lounge access
- Annual fee waived for Burgundy Private clients (₹5Cr+ AUM)
- 0% forex markup on travel via Travel EDGE
- Dedicated relationship manager + concierge
AU Bank LIT
- Toggle between 4 benefit packs each month (cashback / travel / shopping / dining)
- 5x rewards on chosen category
- Lifetime free
- 4 domestic lounge visits/quarter
- 1% fuel surcharge waiver
FAQ
›Axis Burgundy Private vs AU Bank LIT: which is better?
Axis Burgundy Private wins on more dimensions (4 vs 2). But the right answer depends on your specific spending pattern — see the calculator below.
›Can I get both?
Yes — if your credit profile supports it, holding both is the optimal play. Use Axis Burgundy Private for its best categories, AU Bank LIT for its best categories. Just watch the combined annual fees against your spend.
›Which one has the better welcome bonus?
Axis Burgundy Private: Burgundy Private banking relationship + 50K points. AU Bank LIT: Customizable card features (toggle benefits on/off).