Head-to-head · 🇮🇳 India
Axis ACE vs Yes Bank Marquee
Side-by-side comparison across fees, rewards, welcome bonuses, and eligibility.
IN
Axis Bank
Axis ACE
VISA
Wins 7 of 10
IN
Premium
Yes Bank
Yes Bank Marquee
Wins 2 of 10
Verdict
Axis ACE wins 7-2. Bill payments + utilities + fuel — set-and-forget cashback Yes Bank Marquee is still the right call if mid-premium with rare 0% forex markup tier..
Side-by-side
| Criterion | Axis ACE | Yes Bank Marquee |
|---|---|---|
| Annual fee | ₹499 | · ₹4,999 |
| Joining fee | ₹499 | · ₹9,999 |
| Top reward rate | 4% (fuel) | · 2% (general) |
| Base reward rate | · 1.5% | 2% |
| Forex markup | · 3.5% | No FX fee |
| Welcome bonus | = Up to ₹2,000 cashback on first 60-day spends | = 15,000 reward points worth ₹3,750 |
| Fee waiver threshold | ₹200,000 / yr | · ₹1,500,000 / yr |
| Min income | ₹360,000 | · ₹2,400,000 |
| Min credit score | 750 | · 790 |
| Editorial rating | 4.5/5 | · 4.3/5 |
Benefits compared
Axis ACE
- 5% cashback on Google Pay bill payments (electricity, gas, broadband, mobile, DTH)
- 4% cashback on Swiggy, Zomato, Ola
- 2% cashback on every other transaction
- 4 complimentary domestic airport lounge visits per year
- 1% fuel surcharge waiver
Yes Bank Marquee
- 12 reward points per ₹200 on weekend dining + grocery
- 6 reward points per ₹200 on others
- 0% forex markup
- Unlimited domestic + 4 international lounge visits/quarter
- Golf at 250+ courses (4/quarter)
FAQ
›Axis ACE vs Yes Bank Marquee: which is better?
Axis ACE wins on more dimensions (7 vs 2). But the right answer depends on your specific spending pattern — see the calculator below.
›Can I get both?
Yes — if your credit profile supports it, holding both is the optimal play. Use Axis ACE for its best categories, Yes Bank Marquee for its best categories. Just watch the combined annual fees against your spend.
›Which one has the better welcome bonus?
Axis ACE: Up to ₹2,000 cashback on first 60-day spends. Yes Bank Marquee: 15,000 reward points worth ₹3,750.