Head-to-head · 🇮🇳 India
Axis ACE vs RBL World Safari
Side-by-side comparison across fees, rewards, welcome bonuses, and eligibility.
IN
Axis Bank
Axis ACE
VISA
Wins 5 of 10
IN
Premium
RBL Bank
RBL World Safari
Wins 3 of 10
Verdict
Axis ACE wins 5-3. Bill payments + utilities + fuel — set-and-forget cashback RBL World Safari is still the right call if international travelers — best forex markup + lounge access combo..
Side-by-side
| Criterion | Axis ACE | RBL World Safari |
|---|---|---|
| Annual fee | ₹499 | · ₹3,000 |
| Joining fee | ₹499 | · ₹3,000 |
| Top reward rate | · 4% (fuel) | 10% (travel) |
| Base reward rate | · 1.5% | 2% |
| Forex markup | · 3.5% | No FX fee |
| Welcome bonus | = Up to ₹2,000 cashback on first 60-day spends | = 3,000 travel points + ₹3,000 MakeMyTrip voucher |
| Fee waiver threshold | ₹200,000 / yr | · ₹500,000 / yr |
| Min income | ₹360,000 | · ₹1,200,000 |
| Min credit score | 750 | · 780 |
| Editorial rating | = 4.5/5 | = 4.5/5 |
Benefits compared
Axis ACE
- 5% cashback on Google Pay bill payments (electricity, gas, broadband, mobile, DTH)
- 4% cashback on Swiggy, Zomato, Ola
- 2% cashback on every other transaction
- 4 complimentary domestic airport lounge visits per year
- 1% fuel surcharge waiver
RBL World Safari
- 0% forex markup — uniquely zero
- 8 international Priority Pass visits/year (self + guest)
- Domestic lounge visits via DragonPass
- 5x reward points on travel + dining
- Travel insurance up to ₹2 crore
FAQ
›Axis ACE vs RBL World Safari: which is better?
Axis ACE wins on more dimensions (5 vs 3). But the right answer depends on your specific spending pattern — see the calculator below.
›Can I get both?
Yes — if your credit profile supports it, holding both is the optimal play. Use Axis ACE for its best categories, RBL World Safari for its best categories. Just watch the combined annual fees against your spend.
›Which one has the better welcome bonus?
Axis ACE: Up to ₹2,000 cashback on first 60-day spends. RBL World Safari: 3,000 travel points + ₹3,000 MakeMyTrip voucher.