Head-to-head · 🇮🇳 India
Axis ACE vs IndusInd Tiger
Side-by-side comparison across fees, rewards, welcome bonuses, and eligibility.
IN
Axis Bank
Axis ACE
VISA
Wins 4 of 10
IN
Premium
IndusInd Bank
IndusInd Tiger
VISA
Wins 4 of 10
Verdict
It's a true tie — neither dominates. Pick the one whose boost categories match where you actually spend.
Side-by-side
| Criterion | Axis ACE | IndusInd Tiger |
|---|---|---|
| Annual fee | · ₹499 | No annual fee |
| Joining fee | ₹499 | · ₹50,000 |
| Top reward rate | = 4% (fuel) | = 4% (general) |
| Base reward rate | · 1.5% | 4% |
| Forex markup | · 3.5% | 1.8% |
| Welcome bonus | = Up to ₹2,000 cashback on first 60-day spends | = 50,000 reward points + Taj Inner Circle Reflections membership |
| Fee waiver threshold | ₹200,000 / yr | · N/A (no fee) |
| Min income | ₹360,000 | · ₹3,500,000 |
| Min credit score | 750 | · 800 |
| Editorial rating | · 4.5/5 | 4.6/5 |
Benefits compared
Axis ACE
- 5% cashback on Google Pay bill payments (electricity, gas, broadband, mobile, DTH)
- 4% cashback on Swiggy, Zomato, Ola
- 2% cashback on every other transaction
- 4 complimentary domestic airport lounge visits per year
- 1% fuel surcharge waiver
IndusInd Tiger
- 4 reward points per ₹100 on all spends
- Unlimited domestic + international lounge access (self + guest)
- Annual fee-free for life
- Taj InnerCircle Reflections membership
- Concierge 24x7
- 1.8% forex markup
FAQ
›Axis ACE vs IndusInd Tiger: which is better?
It's a true tie — pick the one whose boost categories match your spend. Axis ACE wins on 4 criteria, IndusInd Tiger on 4.
›Can I get both?
Yes — if your credit profile supports it, holding both is the optimal play. Use Axis ACE for its best categories, IndusInd Tiger for its best categories. Just watch the combined annual fees against your spend.
›Which one has the better welcome bonus?
Axis ACE: Up to ₹2,000 cashback on first 60-day spends. IndusInd Tiger: 50,000 reward points + Taj Inner Circle Reflections membership.