AU Bank LIT vs IndusInd Tiger
Side-by-side comparison across fees, rewards, welcome bonuses, and eligibility.
IndusInd Tiger wins 4-3. Wildlife conservation enthusiasts — supports Bandipur Tiger Reserve. AU Bank LIT is still the right call if pick-your-own-categories — toggle 5x on the categories you spend in..
Side-by-side
| Criterion | AU Bank LIT | IndusInd Tiger |
|---|---|---|
| Annual fee | = No annual fee | = No annual fee |
| Joining fee | None | · ₹50,000 |
| Top reward rate | · 1% (general) | 4% (general) |
| Base reward rate | · 1% | 4% |
| Forex markup | · 3.5% | 1.8% |
| Welcome bonus | = Customizable category boosts at sign-up | = 50,000 reward points + Taj Inner Circle Reflections membership |
| Fee waiver threshold | = N/A (no fee) | = N/A (no fee) |
| Min income | ₹360,000 | · ₹3,500,000 |
| Min credit score | 720 | · 800 |
| Editorial rating | · 4.4/5 | 4.6/5 |
Benefits compared
AU Bank LIT
- Customize 1 of 8 spend categories at any time
- 5x reward points on chosen category
- 1% fuel surcharge waiver
- 4 free domestic lounge visits/year
- No annual fee, ever
IndusInd Tiger
- 4 reward points per ₹100 on all spends
- Unlimited domestic + international lounge access (self + guest)
- Annual fee-free for life
- Taj InnerCircle Reflections membership
- Concierge 24x7
- 1.8% forex markup
FAQ
›AU Bank LIT vs IndusInd Tiger: which is better?
IndusInd Tiger wins on more dimensions (4 vs 3). But the right answer depends on your specific spending pattern — see the calculator below.
›Can I get both?
Yes — if your credit profile supports it, holding both is the optimal play. Use AU Bank LIT for its best categories, IndusInd Tiger for its best categories. Just watch the combined annual fees against your spend.
›Which one has the better welcome bonus?
AU Bank LIT: Customizable category boosts at sign-up. IndusInd Tiger: 50,000 reward points + Taj Inner Circle Reflections membership.