Amex Business Gold vs Chase Marriott Bonvoy Boundless
Side-by-side comparison across fees, rewards, welcome bonuses, and eligibility.
EXPRESS
Chase Marriott Bonvoy Boundless wins 4-1. Free annual night ($85K Bonvoy) covers the $95 fee easily. Amex Business Gold is still the right call if small businesses — 4x on top 2 spend categories from a list of 6..
Side-by-side
| Criterion | Amex Business Gold | Chase Marriott Bonvoy Boundless |
|---|---|---|
| Annual fee | · $375 | $95 |
| Joining fee | = None | = None |
| Top reward rate | · 4% (shopping) | 6% (travel) |
| Base reward rate | · 1% | 2% |
| Forex markup | = No FX fee | = No FX fee |
| Welcome bonus | = 70,000 Membership Rewards points after $10,000 spend in 3 months | = 3 free nights (each up to 50K Bonvoy points) after $3,000 spend in 3 months |
| Fee waiver threshold | = No waiver | = No waiver |
| Min income | = — | = — |
| Min credit score | · 720 | 700 |
| Editorial rating | 4.5/5 | · 4.4/5 |
Benefits compared
Amex Business Gold
- 4x on top 2 categories ($150K cap): airfare, gas, advertising, tech, restaurants, US shipping
- $20 monthly FedEx + Grubhub credit
- $240 Amex Business Line of Credit access
- No foreign transaction fees
Chase Marriott Bonvoy Boundless
- 6x Bonvoy points at Marriott
- 2x on everything else
- Free annual award night (35K points)
- Marriott Silver Elite status (15 elite night credits)
- No foreign transaction fees
FAQ
›Amex Business Gold vs Chase Marriott Bonvoy Boundless: which is better?
Chase Marriott Bonvoy Boundless wins on more dimensions (4 vs 1). But the right answer depends on your specific spending pattern — see the calculator below.
›Can I get both?
Yes — if your credit profile supports it, holding both is the optimal play. Use Amex Business Gold for its best categories, Chase Marriott Bonvoy Boundless for its best categories. Just watch the combined annual fees against your spend.
›Which one has the better welcome bonus?
Amex Business Gold: 70,000 Membership Rewards points after $10,000 spend in 3 months. Chase Marriott Bonvoy Boundless: 3 free nights (each up to 50K Bonvoy points) after $3,000 spend in 3 months.