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Head-to-head · 🇺🇸 United States

Amex Blue Cash Preferred vs Amex Blue Cash Preferred

Side-by-side comparison across fees, rewards, welcome bonuses, and eligibility.

US
American Express
Amex Blue Cash Preferred
AMERICAN
EXPRESS
Wins 0 of 10
US
American Express
Amex Blue Cash Preferred
AMERICAN
EXPRESS
Wins 0 of 10
Verdict

It's a true tie — neither dominates. Pick the one whose boost categories match where you actually spend.

Side-by-side

CriterionAmex Blue Cash PreferredAmex Blue Cash Preferred
Annual fee
=
$95
=
$95
Joining fee
=
None
=
None
Top reward rate
=
6% (shopping)
=
6% (shopping)
Base reward rate
=
1%
=
1%
Forex markup
=
2.7%
=
2.7%
Welcome bonus
=
$250 statement credit after $3,000 in 6 months
=
$250 statement credit after $3,000 in 6 months
Fee waiver threshold
=
No waiver
=
No waiver
Min income
=
—
=
—
Min credit score
=
700
=
700
Editorial rating
=
4.5/5
=
4.5/5
Apply for Amex Blue Cash Preferred Apply for Amex Blue Cash Preferred

Benefits compared

Amex Blue Cash Preferred

  • 6% cashback on US supermarkets (up to $6K/year, then 1%)
  • 6% on streaming subscriptions
  • 3% on US gas stations + transit
  • 1% on everything else
  • 0% intro APR for 12 months

Amex Blue Cash Preferred

  • 6% cashback on US supermarkets (up to $6K/year, then 1%)
  • 6% on streaming subscriptions
  • 3% on US gas stations + transit
  • 1% on everything else
  • 0% intro APR for 12 months

FAQ

›Amex Blue Cash Preferred vs Amex Blue Cash Preferred: which is better?

It's a true tie — pick the one whose boost categories match your spend. Amex Blue Cash Preferred wins on 0 criteria, Amex Blue Cash Preferred on 0.

›Can I get both?

Yes — if your credit profile supports it, holding both is the optimal play. Use Amex Blue Cash Preferred for its best categories, Amex Blue Cash Preferred for its best categories. Just watch the combined annual fees against your spend.

›Which one has the better welcome bonus?

Amex Blue Cash Preferred: $250 statement credit after $3,000 in 6 months. Amex Blue Cash Preferred: $250 statement credit after $3,000 in 6 months.