US Bank Altitude Reserve
Mobile-pay maximizers — 3x on Apple/Google/Samsung Pay transactions.
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5-year value calculator
How much US Bank Altitude Reserve actually pays you over time, net of annual fees.
Includes 40% in this card's boost category, 60% general spend.
Estimates use the card's published rates and a 40/60 boost-vs-general split. Real returns vary with how tightly your spend matches each card's boost categories.
Reward rates
What you earn back, by category.
50,000 points after $4,500 in first 3 months (worth $750 toward travel)
What you get
- 5x on prepaid hotels and car rentals via US Bank Travel
- 3x on travel + mobile-wallet purchases
- 1.5x redemption rate when used for travel
- $325 annual travel credit
- Priority Pass Select (4 free visits/year)
- Up to $100 TSA PreCheck/Global Entry credit
Eligibility
These are guidelines, not hard cutoffs. Banks frequently approve below the listed income if your credit is healthy.
Best SaaS to pay with the US Bank Altitude Reserve
The SaaS subscriptions where US Bank Altitude Reserve earns the most for you — ranked by net annual savings vs a default 3.5%-forex retail card. If your stack covers all six, the modelled savings stack to ≈ ₹1,82,453/yr.
Greenhouse
Premium tier rewards rate of 1.5% on Greenhouse subscriptions.
Drift
Premium tier rewards rate of 1.5% on Drift subscriptions.
Vanta
Premium tier rewards rate of 1.5% on Vanta subscriptions.
Drata
Premium tier rewards rate of 1.5% on Drata subscriptions.
WorkOS
Premium tier rewards rate of 1.5% on WorkOS subscriptions.
dbt
Premium tier rewards rate of 1.5% on dbt subscriptions.
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