US Bank Altitude Reserve
Mobile-pay maximizers, 3x on Apple/Google/Samsung Pay transactions.
No longer open to new applicants
US Bank has closed this card to new applicants. Existing cardholders keep the card and, since August 2026, can transfer points to airline and hotel partners.
sourceThe US Bank Altitude Reserve costs $400 a year. It earns 5% on travel and 1.5% on everything else. Forex markup is 0%. It is no longer open to new applicants. These figures are from our catalog and have not yet been re-verified against the issuer.
5-year value calculator
How much US Bank Altitude Reserve actually pays you over time, net of annual fees.
Includes 40% in this card's boost category, 60% general spend.
Estimates use the card's published rates and a 40/60 boost-vs-general split. Real returns vary with how tightly your spend matches each card's boost categories.
What does the US Bank Altitude Reserve earn?
What you earn back, by category.
50,000 points after $4,500 in first 3 months (worth $750 toward travel)
What do you get with the US Bank Altitude Reserve?
- 5x on prepaid hotels and car rentals via US Bank Travel
- 3x on travel + mobile-wallet purchases
- 1.5x redemption rate when used for travel
- $325 annual travel credit
- Priority Pass Select (4 free visits/year)
- Up to $100 TSA PreCheck/Global Entry credit
Who qualifies for the US Bank Altitude Reserve?
These are guidelines, not hard cutoffs. Banks frequently approve below the listed income if your credit is healthy.
Latest on the US Bank Altitude Reserve
What people say about the US Bank Altitude Reserve
Real answers from readers. No login, and nothing here affects our scores.
US Bank Altitude Reserve FAQ
›What is the US Bank Altitude Reserve annual fee?
The annual fee is $400 (joining fee $0).
›What does the US Bank Altitude Reserve earn?
It earns 5% on travel and 1.5% on everything else.
›What is the US Bank Altitude Reserve forex markup?
The US Bank Altitude Reserve charges 0% forex markup on foreign-currency spends.
›What income do you need for the US Bank Altitude Reserve?
US Bank publishes no minimum income requirement for this card; approval rests on your credit profile.
›What is the US Bank Altitude Reserve welcome bonus?
50,000 points after $4,500 in first 3 months (worth $750 toward travel).
›Can you still apply for the US Bank Altitude Reserve?
US Bank has closed this card to new applicants. Existing cardholders keep the card and, since August 2026, can transfer points to airline and hotel partners.
›Are these US Bank Altitude Reserve figures verified?
These figures are from our catalog and have not yet been re-verified against the issuer.
