HDFC Swiggy
Heavy Swiggy/Instamart users, 10% on the platform tops anything else.
External link to HDFC Bank’s own application page.
The HDFC Swiggy costs ₹500 a year, waived at ₹2,00,000 annual spend. It earns 10% on dining and 1% on everything else. Forex markup is 3.5%. These figures are from our catalog and have not yet been re-verified against the issuer.
5-year value calculator
How much HDFC Swiggy actually pays you over time, net of annual fees.
Includes 40% in this card's boost category, 60% general spend.
Estimates use the card's published rates and a 40/60 boost-vs-general split. Real returns vary with how tightly your spend matches each card's boost categories.
What does the HDFC Swiggy earn?
What you earn back, by category.
3-month Swiggy One membership (₹1,499 value)
What do you get with the HDFC Swiggy?
- 10% cashback on Swiggy (food, Instamart, Genie, Dineout)
- 5% cashback on online MCC merchants (Amazon, Flipkart, Myntra)
- 1% cashback on other spends
- Cashback auto-credited as Swiggy Money
- 1% fuel surcharge waiver
Who qualifies for the HDFC Swiggy?
These are guidelines, not hard cutoffs. Banks frequently approve below the listed income if your credit is healthy.
What people say about the HDFC Swiggy
Real answers from readers. No login, and nothing here affects our scores.
HDFC Swiggy FAQ
›What is the HDFC Swiggy annual fee?
The annual fee is ₹500. It is waived if you spend ₹2,00,000 in a year.
›What does the HDFC Swiggy earn?
It earns 10% on dining and 1% on everything else.
›What is the HDFC Swiggy forex markup?
The HDFC Swiggy charges 3.5% forex markup on foreign-currency spends.
›What income do you need for the HDFC Swiggy?
The stated minimum income is ₹3,60,000 a year. Banks treat this as a guideline, not a hard cutoff.
›What is the HDFC Swiggy welcome bonus?
3-month Swiggy One membership (₹1,499 value).
›Are these HDFC Swiggy figures verified?
These figures are from our catalog and have not yet been re-verified against the issuer.
