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Head-to-head · 🇺🇸 United States

Wells Fargo Autograph vs Discover It Miles

Side-by-side comparison across fees, rewards, welcome bonuses, and eligibility.

US
Wells Fargo
Wells Fargo Autograph
VISA
Wins 1 of 10
US
Discover
Discover It Miles
Discover
Wins 1 of 10
Verdict

It's a true tie — neither dominates. Pick the one whose boost categories match where you actually spend.

Side-by-side

CriterionWells Fargo AutographDiscover It Miles
Annual fee
=
No annual fee
=
No annual fee
Joining fee
=
None
=
None
Top reward rate
3% (travel)
·
1.5% (general)
Base reward rate
·
1%
1.5%
Forex markup
=
No FX fee
=
No FX fee
Welcome bonus
=
20,000 bonus points after $1,000 spend in 3 months
=
Discover doubles all miles earned in your first year (Mile Match)
Fee waiver threshold
=
N/A (no fee)
=
N/A (no fee)
Min income
=
—
=
—
Min credit score
=
670
=
670
Editorial rating
=
4.4/5
=
4.4/5
Apply for Wells Fargo Autograph Apply for Discover It Miles

Benefits compared

Wells Fargo Autograph

  • 3x on dining, travel, gas, transit, streaming, cell phone
  • 1x on everything else
  • No annual fee, no foreign transaction fees
  • 0% intro APR for 12 months
  • Cell phone protection up to $600/claim

Discover It Miles

  • 1.5x miles on every purchase
  • Discover Mile Match: doubles all miles earned in year 1
  • Redeem against any travel purchase
  • No annual fee, no foreign transaction fees
  • Free FICO score

FAQ

›Wells Fargo Autograph vs Discover It Miles: which is better?

It's a true tie — pick the one whose boost categories match your spend. Wells Fargo Autograph wins on 1 criteria, Discover It Miles on 1.

›Can I get both?

Yes — if your credit profile supports it, holding both is the optimal play. Use Wells Fargo Autograph for its best categories, Discover It Miles for its best categories. Just watch the combined annual fees against your spend.

›Which one has the better welcome bonus?

Wells Fargo Autograph: 20,000 bonus points after $1,000 spend in 3 months. Discover It Miles: Discover doubles all miles earned in your first year (Mile Match).