Head-to-head · 🇺🇸 United States

Wells Fargo Autograph vs Capital One Quicksilver

Side-by-side comparison across fees, rewards, welcome bonuses, and eligibility.

Wells Fargo

Wells Fargo Autograph

VISA

Wins 1 of 10

Capital One

Capital One Quicksilver

VISA

Wins 1 of 10

Verdict

It's a true tie — neither dominates. Pick the one whose boost categories match where you actually spend.

Side-by-side

Criterion	Wells Fargo Autograph	Capital One Quicksilver
Annual fee	= No annual fee	= No annual fee
Joining fee	= None	= None
Top reward rate	3% (travel)	· 1.5% (general)
Base reward rate	· 1%	1.5%
Forex markup	= No FX fee	= No FX fee
Welcome bonus	= 20,000 bonus points after $1,000 spend in 3 months	= $200 cashback after $500 in first 3 months
Fee waiver threshold	= N/A (no fee)	= N/A (no fee)
Min income	= —	= —
Min credit score	= 670	= 670
Editorial rating	= 4.4/5	= 4.4/5

Apply for Wells Fargo Autograph Apply for Capital One Quicksilver

Benefits compared

Wells Fargo Autograph

3x on dining, travel, gas, transit, streaming, cell phone
1x on everything else
No annual fee, no foreign transaction fees
0% intro APR for 12 months
Cell phone protection up to $600/claim

Capital One Quicksilver

1.5% cashback on every purchase
5% on hotels and rental cars via Capital One Travel
No foreign transaction fees
No annual fee
0% intro APR for 15 months

FAQ

›Wells Fargo Autograph vs Capital One Quicksilver: which is better?

It's a true tie — pick the one whose boost categories match your spend. Wells Fargo Autograph wins on 1 criteria, Capital One Quicksilver on 1.

›Can I get both?

Yes — if your credit profile supports it, holding both is the optimal play. Use Wells Fargo Autograph for its best categories, Capital One Quicksilver for its best categories. Just watch the combined annual fees against your spend.

›Which one has the better welcome bonus?

Wells Fargo Autograph: 20,000 bonus points after $1,000 spend in 3 months. Capital One Quicksilver: $200 cashback after $500 in first 3 months.