Head-to-head · 🇮🇳 India
SBI SimplyClick vs Flipkart Axis Bank
Side-by-side comparison across fees, rewards, welcome bonuses, and eligibility.
IN
SBI Card
SBI SimplyClick
Wins 6 of 10
IN
Axis Bank
Flipkart Axis Bank
Wins 1 of 10
Verdict
SBI SimplyClick wins 6-1. First card for online buyers, low entry fee Flipkart Axis Bank is still the right call if flipkart loyalists who also use myntra and cleartrip.
Side-by-side
| Criterion | SBI SimplyClick | Flipkart Axis Bank |
|---|---|---|
| Annual fee | ₹499 | · ₹500 |
| Joining fee | ₹499 | · ₹500 |
| Top reward rate | 10% (shopping) | · 5% (shopping) |
| Base reward rate | · 1.25% | 1.5% |
| Forex markup | = 3.5% | = 3.5% |
| Welcome bonus | = Amazon e-gift voucher worth ₹500 | = ₹500 Flipkart voucher + ₹600 spend bonus on first 90 days |
| Fee waiver threshold | ₹100,000 / yr | · ₹350,000 / yr |
| Min income | ₹300,000 | · ₹360,000 |
| Min credit score | 700 | · 730 |
| Editorial rating | = 4.4/5 | = 4.4/5 |
Benefits compared
SBI SimplyClick
- 10x rewards on Amazon, BookMyShow, Cleartrip, Lenskart, Netmeds, UrbanClap, Yatra
- 5x rewards on all other online spend
- ₹2,000 Cleartrip voucher on ₹1L annual online spend, another at ₹2L
- 1% fuel surcharge waiver on ₹500–₹3,000 transactions
Flipkart Axis Bank
- 5% cashback on Flipkart, Myntra, 2GUD
- 4% cashback on Cleartrip, Swiggy, Uber, PVR, Cult.fit
- 1.5% cashback on every other transaction
- 4 complimentary domestic lounge visits per year
- 1% fuel surcharge waiver
FAQ
›SBI SimplyClick vs Flipkart Axis Bank: which is better?
SBI SimplyClick wins on more dimensions (6 vs 1). But the right answer depends on your specific spending pattern — see the calculator below.
›Can I get both?
Yes — if your credit profile supports it, holding both is the optimal play. Use SBI SimplyClick for online shopping, Flipkart Axis Bank for its best categories. Just watch the combined annual fees against your spend.
›Which one has the better welcome bonus?
SBI SimplyClick: Amazon e-gift voucher worth ₹500. Flipkart Axis Bank: ₹500 Flipkart voucher + ₹600 spend bonus on first 90 days.