SBI Aurum vs Axis Burgundy Private
Side-by-side comparison across fees, rewards, welcome bonuses, and eligibility.
Axis Burgundy Private wins 5-2. Private-banking-tied super-premium — fee waived with banking AUM. SBI Aurum is still the right call if invitation-only super-premium sbi metal card..
Side-by-side
| Criterion | SBI Aurum | Axis Burgundy Private |
|---|---|---|
| Annual fee | · ₹9,999 | No annual fee |
| Joining fee | · ₹9,999 | None |
| Top reward rate | · 4% (general) | 5% (general) |
| Base reward rate | · 4% | 5% |
| Forex markup | · 1.99% | No FX fee |
| Welcome bonus | = 10,000 reward points + ₹10,000 brand voucher | = Burgundy Private banking relationship + 50K points |
| Fee waiver threshold | ₹1,500,000 / yr | · N/A (no fee) |
| Min income | ₹3,500,000 | · ₹10,000,000 |
| Min credit score | = 800 | = 800 |
| Editorial rating | = 4.6/5 | = 4.6/5 |
Benefits compared
SBI Aurum
- 4 reward points per ₹100 (~4% value)
- Unlimited domestic + 6 international lounge visits/quarter
- Concierge 24x7
- Taj Inner Circle membership
- 2 free golf rounds/month
Axis Burgundy Private
- 5 EDGE points per ₹100
- Unlimited international + domestic lounge access
- Annual fee waived for Burgundy Private clients (₹5Cr+ AUM)
- 0% forex markup on travel via Travel EDGE
- Dedicated relationship manager + concierge
FAQ
›SBI Aurum vs Axis Burgundy Private: which is better?
Axis Burgundy Private wins on more dimensions (5 vs 2). But the right answer depends on your specific spending pattern — see the calculator below.
›Can I get both?
Yes — if your credit profile supports it, holding both is the optimal play. Use SBI Aurum for its best categories, Axis Burgundy Private for its best categories. Just watch the combined annual fees against your spend.
›Which one has the better welcome bonus?
SBI Aurum: 10,000 reward points + ₹10,000 brand voucher. Axis Burgundy Private: Burgundy Private banking relationship + 50K points.