ICICI MMT Signature vs Axis Burgundy Private
Side-by-side comparison across fees, rewards, welcome bonuses, and eligibility.
Axis Burgundy Private wins 5-4. Private-banking-tied super-premium — fee waived with banking AUM. ICICI MMT Signature is still the right call if makemytrip loyalists — co-branded with strong travel benefits..
Side-by-side
| Criterion | ICICI MMT Signature | Axis Burgundy Private |
|---|---|---|
| Annual fee | · ₹2,500 | No annual fee |
| Joining fee | · ₹2,500 | None |
| Top reward rate | 6% (travel) | · 5% (general) |
| Base reward rate | · 1.5% | 5% |
| Forex markup | · 2.5% | No FX fee |
| Welcome bonus | = ₹2,500 MMT Black holidays voucher | = Burgundy Private banking relationship + 50K points |
| Fee waiver threshold | ₹600,000 / yr | · N/A (no fee) |
| Min income | ₹800,000 | · ₹10,000,000 |
| Min credit score | 770 | · 800 |
| Editorial rating | · 4.4/5 | 4.6/5 |
Benefits compared
ICICI MMT Signature
- 6% myCash on flight + hotel bookings via MMT
- 3% myCash on dining + grocery
- 1.5% on others
- 4 international + 4 domestic lounge visits/year
- MMT Black membership
Axis Burgundy Private
- 5 EDGE points per ₹100
- Unlimited international + domestic lounge access
- Annual fee waived for Burgundy Private clients (₹5Cr+ AUM)
- 0% forex markup on travel via Travel EDGE
- Dedicated relationship manager + concierge
FAQ
›ICICI MMT Signature vs Axis Burgundy Private: which is better?
Axis Burgundy Private wins on more dimensions (5 vs 4). But the right answer depends on your specific spending pattern — see the calculator below.
›Can I get both?
Yes — if your credit profile supports it, holding both is the optimal play. Use ICICI MMT Signature for its best categories, Axis Burgundy Private for its best categories. Just watch the combined annual fees against your spend.
›Which one has the better welcome bonus?
ICICI MMT Signature: ₹2,500 MMT Black holidays voucher. Axis Burgundy Private: Burgundy Private banking relationship + 50K points.