Head-to-head · 🇺🇸 United States

Capital One Quicksilver vs Wells Fargo Autograph

Side-by-side comparison across fees, rewards, welcome bonuses, and eligibility.

Capital One

Capital One Quicksilver

VISA

Wins 1 of 10

Wells Fargo

Wells Fargo Autograph

VISA

Wins 1 of 10

Verdict

It's a true tie — neither dominates. Pick the one whose boost categories match where you actually spend.

Side-by-side

Criterion	Capital One Quicksilver	Wells Fargo Autograph
Annual fee	= No annual fee	= No annual fee
Joining fee	= None	= None
Top reward rate	· 1.5% (general)	3% (travel)
Base reward rate	1.5%	· 1%
Forex markup	= No FX fee	= No FX fee
Welcome bonus	= $200 cashback after $500 in first 3 months	= 20,000 bonus points after $1,000 spend in 3 months
Fee waiver threshold	= N/A (no fee)	= N/A (no fee)
Min income	= —	= —
Min credit score	= 670	= 670
Editorial rating	= 4.4/5	= 4.4/5

Apply for Capital One Quicksilver Apply for Wells Fargo Autograph

Benefits compared

Capital One Quicksilver

1.5% cashback on every purchase
5% on hotels and rental cars via Capital One Travel
No foreign transaction fees
No annual fee
0% intro APR for 15 months

Wells Fargo Autograph

3x on dining, travel, gas, transit, streaming, cell phone
1x on everything else
No annual fee, no foreign transaction fees
0% intro APR for 12 months
Cell phone protection up to $600/claim

FAQ

›Capital One Quicksilver vs Wells Fargo Autograph: which is better?

It's a true tie — pick the one whose boost categories match your spend. Capital One Quicksilver wins on 1 criteria, Wells Fargo Autograph on 1.

›Can I get both?

Yes — if your credit profile supports it, holding both is the optimal play. Use Capital One Quicksilver for its best categories, Wells Fargo Autograph for its best categories. Just watch the combined annual fees against your spend.

›Which one has the better welcome bonus?

Capital One Quicksilver: $200 cashback after $500 in first 3 months. Wells Fargo Autograph: 20,000 bonus points after $1,000 spend in 3 months.