Head-to-head · 🇮🇳 India
Axis Reserve vs Axis Burgundy Private
Side-by-side comparison across fees, rewards, welcome bonuses, and eligibility.
IN
Premium
Axis Bank
Axis Reserve
VISA
Wins 3 of 10
IN
Premium
Axis Bank
Axis Burgundy Private
VISA
Wins 3 of 10
Verdict
It's a true tie — neither dominates. Pick the one whose boost categories match where you actually spend.
Side-by-side
| Criterion | Axis Reserve | Axis Burgundy Private |
|---|---|---|
| Annual fee | · ₹50,000 | No annual fee |
| Joining fee | · ₹50,000 | None |
| Top reward rate | = 5% (general) | = 5% (general) |
| Base reward rate | = 5% | = 5% |
| Forex markup | = No FX fee | = No FX fee |
| Welcome bonus | = 50,000 EDGE points + Taj Epicure membership | = Burgundy Private banking relationship + 50K points |
| Fee waiver threshold | ₹2,500,000 / yr | · N/A (no fee) |
| Min income | ₹5,000,000 | · ₹10,000,000 |
| Min credit score | · 820 | 800 |
| Editorial rating | 4.7/5 | · 4.6/5 |
Benefits compared
Axis Reserve
- 5 EDGE points per ₹100 (effectively 5%)
- Unlimited international + domestic lounge visits
- Taj Epicure + ITC Culinaire memberships
- Concierge 24x7 globally
- 0% forex markup on first ₹15L of FX/year
- Annual ₹25K vouchers at milestones
Axis Burgundy Private
- 5 EDGE points per ₹100
- Unlimited international + domestic lounge access
- Annual fee waived for Burgundy Private clients (₹5Cr+ AUM)
- 0% forex markup on travel via Travel EDGE
- Dedicated relationship manager + concierge
FAQ
›Axis Reserve vs Axis Burgundy Private: which is better?
It's a true tie — pick the one whose boost categories match your spend. Axis Reserve wins on 3 criteria, Axis Burgundy Private on 3.
›Can I get both?
Yes — if your credit profile supports it, holding both is the optimal play. Use Axis Reserve for its best categories, Axis Burgundy Private for its best categories. Just watch the combined annual fees against your spend.
›Which one has the better welcome bonus?
Axis Reserve: 50,000 EDGE points + Taj Epicure membership. Axis Burgundy Private: Burgundy Private banking relationship + 50K points.