Chase United Explorer
United loyalists — free checked bag + lounge passes.
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5-year value calculator
How much Chase United Explorer actually pays you over time, net of annual fees.
Includes 40% in this card's boost category, 60% general spend.
Estimates use the card's published rates and a 40/60 boost-vs-general split. Real returns vary with how tightly your spend matches each card's boost categories.
Reward rates
What you earn back, by category.
60,000 miles after $3,000 spend in 3 months
What you get
- 2x miles on United + dining + hotel stays
- 1x on everything else
- Free first checked bag (saves ~$70/round trip)
- 2 United Club one-time passes annually
- Priority Boarding
Eligibility
These are guidelines, not hard cutoffs. Banks frequently approve below the listed income if your credit is healthy.
Best SaaS to pay with the Chase United Explorer
The SaaS subscriptions where Chase United Explorer earns the most for you — ranked by net annual savings vs a default 3.5%-forex retail card. If your stack covers all six, the modelled savings stack to ≈ ₹1,21,635/yr.
Greenhouse
Chase United Explorer pays 1% rewards on Greenhouse.
Drift
Chase United Explorer pays 1% rewards on Drift.
Vanta
Chase United Explorer pays 1% rewards on Vanta.
Drata
Chase United Explorer pays 1% rewards on Drata.
WorkOS
Chase United Explorer pays 1% rewards on WorkOS.
dbt
Chase United Explorer pays 1% rewards on dbt.
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